Default Judgments Removal
We engage credit bureaus and creditors to have default judgments reviewed and removed from your record, where grounds exist.
Credit record clean-up in South Africa
Leave debt behind. Reclaim your future.
We help you remove default judgments, clear your debt review status and resolve adverse listings, so you can get back to qualifying for the credit you need.
- Free initial consultation
- Personalised plan
- Confidential & POPIA-aware
2649+Clients assisted
90%Cases resolved successfully
R1 500Services from as little as
What we do
Solutions built around your credit record
Pick the service that matches your situation, or answer a few quick questions and we will point you to the right one.
Debt Review Status Clearance
Guidance through exiting debt review and having your status cleared, so lenders see you as credit-ready again.
Listings & Adverse Record Resolution
We help resolve old debts, negotiate settlements and address adverse listings that are holding your score back.
Not sure where to start?
Answer a few simple questions and we will recommend the right service for your situation.
How it works
Clear, simple and transparent
From first conversation to resolution, you always know what is happening and what comes next.
Consultation
We listen, ask the right questions and understand exactly what is affecting your credit record.
Analysis
We review your credit information and agree a realistic plan, with costs explained upfront.
Execution
We engage the bureaus and creditors on your behalf and keep you updated until it is resolved.
Why Clean Credit Life
Real people. Honest advice. Practical results.
Your credit record affects your home loan, your vehicle finance, even job applications. We make fixing it less stressful.
- Personalised supportEvery case is different, so every plan is built around you.
- Transparent pricingKnow what it costs before you commit. Services from as little as R1 500.
- Experienced teamSpecialists in judgments, debt review and credit bureau processes.
- Your information stays privateWe handle personal information with care, in line with POPIA.
Most clients see results in months, not years
90%
of cases resolved successfully.
Services fromR1 500
Timelines and outcomes depend on your individual circumstances.
Client stories
People who got a fresh start
★★★★½
“I finally got my debt review status cleared. The team explained every step and kept me in the loop.”
T
ThandiJohannesburg · Debt review clearance
★★★★½
“The default judgment that was blocking my finance application is dealt with. Professional and fast.”
S
SiphoDurban · Default judgment removal
★★★★½
“They showed me exactly what was dragging my credit score down and how to fix it.”
L
LeratoCape Town · Credit score improvement
FAQ
Questions we hear every day
How long does the process take?
It depends on the service and on your circumstances. We give you a realistic timeline after your consultation and analysis, rather than a one-size-fits-all promise.
Can my debt review status be removed?
Once your debt review obligations have been met, your status can be cleared. We guide you through the requirements and engage the relevant parties so your record reflects it correctly.
What is a default judgment and can it be removed?
A default judgment is a court order granted when a matter is not defended. Depending on the facts, it may be rescinded or reviewed and removed from your credit record. We assess whether grounds exist in your case.
What about old or prescribed debts?
Some old debts may have prescribed, and some listings can be disputed or settled. We check what applies to each account on your record and advise the best route.
Will this improve my credit score?
Resolving adverse listings and judgments can help your score and your chances of approval. Scores also depend on your ongoing payment behaviour, and no one can guarantee a specific score.
Is this legal?
Yes. We work within South African law and the established processes of credit bureaus and credit providers. We never alter records unlawfully or promise outcomes we cannot deliver.
Ready for a cleaner credit life?
Answer a few quick questions and a consultant will contact you with the right next step.
Contact
Prefer to talk? We're here.
Reach us on the channel that suits you best.